Santander And PPI - The Facts

  • Alliance & Leicester fined £7 million

    In October 2008, Alliance & Leicester now owned by Santander received a then record fine of £7 million for mis-selling PPI. 

  • Santander Buy Alliance & Leicester

    In October 2008 Santander took over Alliance & Leicester, just before thier record fine for mis-selling PPI.

  • Time is running out to claim against Santander

    All PPI claims need to be registered by August 2019, if you were mis-sold PPI by Santander you need to act now.

  • Santander Buy Abbey National

    In 2004 Santander bought Abbey National who continued to mis-sell mortgage protection known as Paymentcare

Reclaim your Mis-Sold PPI By The Santander Bank

If you were a customer of The Santander Bank, contact us today to find out how much they could owe you.

Or call us : 0800 1931 234

Reclaim your Mis-Sold PPI By The Santander Bank

The Santander Bank

If you were an Alliance & Leicester customer between 14 January 2005 and 31 December 2007 and took a personal loan through them during that time, then the chances are you were mis-sold PPI. The then record FSA fine of £7 million in October 2008, meant they had to write to all customer potentially mis-sold PPI during that period. Customers then had a three year window to submit a complaint. Those who haven't are now time barred.

All is not lost though. A new type of PPI claim now exists and can be used for all Alliance & Leicester personal loan borrowing taken before April 2008 and still in place after that date. It's called a Plevin or a Section 140 claim. The FCA will issue full guidance by the end of August 2017.

It's all to do with an unfair level of commission being earned by Alliance & Leicester. The FCA says anything above a 50% commission is likely to be unfair. So, if you are successful, you may get back the difference between this "fair" commission and the actual figure. Actual commission levels could be as much as 67% plus. A difference therefore of 17%. You would also receive interest on that portion, plus 8% simple interest for each year. Not so much as a normal PPI claim against Alliance & Leicester, but still well worth submitting.

Beat the Banks are experts on claiming for mis-sold PPI on Alliance & Leicester personal loans. To find out more, please give our team a call on 01382 200474 or 0800 193 1234.

Here are some more facts, if you think you may been mis-sold PPI by Alliance & Leicester, Abbey National or Santander.

A&L, also sold a considerable amount of Accident, Sickness and Unemployment polices offering protection for mortgage payments.

This would have appeared on bank statements as "A&LPINS," the reason being, that the policy carrier was Pinnacle Insurance.

For Abbey National customers, this type of mortgage protection, would have appeared on your bank statements as "AN Paymentcare".

Beat the Banks have had some truly outstanding compensation results against the mortgage protection policies sold by both brands. If you think you have been mis-sold PPI or Accident Sickness and Unemployment Insurance on your mortgage, with A&L or Abbey National, please contact our team on 01382 200474 or 0800 193 1234.

Finally, for the record, Santander took over Alliance & Leicester in October 2008, just before their record fine for mis-selling PPI. They previously bought Abbey National in 2004. Despite the FSA fine, each brand continued to aggressively sell PPI on all personal loan borrowing. If you think you might have been mis-sold PPI on a personal loan with either A&L, Abbey National or Santander brands, then we are the experts and remember all team of claims experts were all former bank lending managers.

Beat The Santander Bank

Beat The Banks care, we care about you, we care about reclaiming what's rightfully yours and together we will continue to Beat The Santander Bank. 

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Company Registration No: SC413541 PPI Reclaims (Scotland) Ltd Claims Licence number CRM29125.