Next And PPI - The Facts

  • £19,000

    Our biggest success to date for a single Next account claim is a massive £19,000.

  • Next were guilty like the banks

    You could be owed thousands in compensation if you were mis-sold payment protection insurance on your Next Account.

  • Time running out to claim against Next

    All PPI claims need to be registered by August 2019, if you were mis-sold PPI by Next you need to act now.

Reclaim your Mis-Sold PPI By Next

If you were a customer of Next, contact us today to find out how much they could owe you.

Or call us : 0800 1931 234

Reclaim your Mis-Sold PPI By Next

Next And PPI

If you ever said yes to an account with Next. Then you may have said YES to PPI without even knowing.

Incredibly, Next automatically applied PPI on all accounts from late 1988 and only stopped this ridiculous money making practice in August 1993. Equally unbelievable is that the cover, specifically excluded the self-employed. New Payment Protection Insurance continued to be sold on all new Next Account up until mid 2007. Finally in December 2011 Next took the decision to no longer provide cover for all existing account holders.

Often when we think of consumer debt, we tend to shove store accounts and store cards to the back of our minds. Next were let's say, a bit of a guilty pleasure. The stores were immaculate and full of new design ideas and of course clothes.

The delivery of he new Next Directory was always eagerly anticipated. It was great, you could make you, your home and your kids, the envy of your friends and neighbours and you didn't even need the leave the house. It could all be done over the phone or on-line.

From our experience, the vast majority of Next Store Account and Store Card customers, were used to having a running debt. Typically, many account holders simply dedicated a £100 a month or so towards their ongoing balance. You didn't ever look at the balance or small print on your monthly statement, just the contents of your eagerly awaited delivery.

Now, if you had looked at your statement this is very well what you might have found - Payment Protection Insurance. It might have only been a few £'s a month, BUT it cost absolute fortune.

An average credit card back in the day was charge out PPI at £0.65 per £100 of balance. Not Next though. Right from the outset, Next charged out their account cover at £1 per £100 of balance. Massively, massively more expensive that an average credit card. On top of that their interest rates have always been hugely more expensive than a normal credit card. As a result some of our claims, even for customers with regular balances just in the £hundreds, have been substantial.

The Beat the Banks team are experts in claiming mis-sold PPI from Next, especially for accounts opened pre 14 January 2005, when the sales of their accounts did not fall under FCA, GISC or ABI regulation. We always make sure we recover the full file from the lender to be 100% certain, as to where and when the protection was sold - vital if you want to be accurate when submitting a claim for mis-sold PPI. Sadly other PPi companies can't be bothered to do this. It's way too much work for their call centre models.

So, if you you have been mis-sold Payment Protection Insurance by Next and would like to know more, you can contact our team on 01382 200474, one of our local numbers, or for free on 0800 193 1234. Even if you have closed your account up to 10 years ago, we should be able to help you recover the compensation that you are rightfully due.

Time To Beat Next

Beat The Banks care, we care about you, we care about reclaiming what's rightfully yours and together we will continue to Beat Next and the other store card who mis-sold PPI. 

PPI The Final Countdown

Why We Are Different





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We Beat The Banks.

“We had no paperwork but £52,500 reasons to say thank you, we are now living our Spanish dream! Exceptional service.”

Dave & Linda , Dundee

“Have just found out I have won all my cases with the bank, going back many years and been awarded compensation of just over £15,000!”

Mr S, Dingwall

“We really appreciate the doggedness and professionalism of Jenna and the team at Beat the Banks. This is something we'd never have gotten round to doing and we're so glad we went through the process with professionals as we've now had great results. Only positives have come from the experience.”

Mr & Mrs M, Shetland

“From beginning to end, Beat the Banks have been very efficient. I am very pleased with the service from Jenna and the team. I am highly delighted and I have been recommending all of my friends.”

Mrs C, Glasgow

Over 30 Years

In Financial Forensics

Claim your money back today, it's time to Beat The banks

Or call us: 0800 1931 234


11 Albert Square, Meadowside, Dundee, DD1 1DD


0800 1932 234


+44 (0) 1382 201 284



Beat The Banks

11  Albert Square





Company Registration No: SC413541 PPI Reclaims (Scotland) Ltd Claims Licence number CRM29125.